Have you ever heard the term OPM?

Well, if not, it means “Other People’s Money”.

Sometimes it is wiser and makes more sense to not spend your own money but instead use OPM for your purchases. The only thing you need to remember is that usually, when using OPM, you need to pay it back to someone and more often than not, with interest!

A credit card is one such OPM tool and has become a ubiquitous part of life in the modern world. Like most tools, it can be used in a way that is very beneficial to you but used improperly, can absolutely destroy you and put you on a rolling debt spiral on the fast track to the poor house.

Also, the type of credit card product you get, its features as well as the associated interest rate and fees can make a HUGE difference in your finances.

Let us assure you, getting this one wrong will hurt you and bring more grief to your life than getting the wrong type of phone or that pair of shoes you bought during the latest sale which you really liked at the time but now realised that don’t quite fit you after all.

We don’t want this to happen to you. Therefore, we’re constantly conducting extensive research in order to find you the best credit cards in Australia.

The most up-to-date version of this research report is found below.

Want to learn what is the best credit card in Australia for YOUR specific spending patterns?
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