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Credit score: the secret number that rules your life!

Changes to credit report

Did you know that the way the credit reporting system works in Australia has changed significantly in March 2014? Since then, a new concept has been introduced to Australia, which has been at the core of the credit reporting system in many other countries (like the UK or the US) for many many years now. It’s called: credit […]

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Loyalty is Dead!

Loyalty is dead

Loyalty is a great character trait to have when dealing with your friends and family but can absolutely destroy you as a consumer. Gone are the days that companies are rewarding customers for loyalty and you will NEVER get the absolute best terms and value for money if you are loyal. Instead, I suggest you […]

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Getting the Most out of Supermarket Loyalty Programs

supermarket loyalty programs

Here at Spending Hacker we are not big fans of loyalty programs. It seems that the ABC’s outstanding consumer affairs show The Checkout aren’t fans of them either… We don’t like collecting points/stamps/coupons/whatever as we believe that the only ones who benefit from that are the retailers. No thanks, we would rather get paid instead. […]

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Saving Money on your Energy Bill

Saving Money on your Energy Bill

In this quick ACTION guide we’re going to show you a few simple strategies for conserving electricity and cutting your energy costs. Even if the monthly saving figure is modest, the accumulated savings over a period of time can be significant. Remember, ongoing saving are always a priority, especially if they are easy to implement. […]

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